Contra Costa Herald

News Of By and For The People of Contra Costa County, California

Save Mount Diablo acquires “five gorgeous acres” of privately owned property on the mountain

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The Nunn-Paulsen inholding, featuring rugged slopes and lush woodland. Photo: Cooper Ogden

Bob Nunn donates “Nunn-Paulsen Inholding” in memory of his father, Ron

“when he could look and see Mount Diablo, he knew he was home”

New law to expedite land acquisitions for state parks

By Laura Kindsvater, Senior Communications Manager, Save Mount Diablo

MOUNT DIABLO, CA— One of Mount Diablo’s last privately owned inholdings, rugged and biodiverse, is now permanently protected from development.

On December 2, 2025, Bob Nunn generously donated five gorgeous acres (known as the “Nunn-Paulsen inholding”), surrounded on four sides by Mount Diablo State Park, to Save Mount Diablo in memory of his late father, Ron Nunn, who passed away in August.

The project has taken just over three months from concept to close of escrow.

This incredible gift will bring us one step closer to making the mountain whole and protected for current and future generations.

Protecting inholdings like this is critical to maintaining the integrity of Mount Diablo and Mount Diablo State Park.

These privately held parcels have the potential to disrupt and threaten conservation efforts in the surrounding park if the inholdings were to be developed or poorly taken care of.

Location of the Nunn-Paulsen inholding on the northern slopes of Mount Diablo. Map graphic: Save Mount Diablo

“On behalf of Save Mount Diablo, I thank Bob Nunn for his generous donation of the strategic Nunn-Paulsen property to our organization in honor of his father, Ron Nunn,” said Ted Clement, Save Mount Diablo’s Executive Director.

“This property is on the slopes of Mount Diablo, and is an inholding surrounded on all sides by Mount Diablo State Park. Privately owned inholdings within public parks are major land acquisition priorities for Save Mount Diablo, so we are deeply grateful that this year our wonderful supporters enabled us to complete two inholding acquisitions within Mount Diablo State Park, the ‘Balcerzak inholding’ and now the ‘Nunn-Paulsen inholding.’

“We look forward to working with our good partner California State Parks so that we can eventually transfer these inholdings to them with the assistance of a new law we helped champion to make such acquisitions by state parks easier.”

New Law to Expedite Land Acquisitions for State Parks

View of Mount Olympia and North Peak, at the base of which sits the Nunn-Paulsen inholding. Photo: Scott Hein. Map inset of Mt. Diablo State Park peaks and trails. Source: trailmeister.com

We were delighted when Senate Bill 630 (SB 630) was signed into law on October 13th of this year as a result of persistent efforts from us and a dedicated working group of conservation organizations that we helped start last year.

For nearly 20 years, Mount Diablo State Park was unable to add any new land because of the onerous requirement that California State Parks gain approval from other agencies for even minor acquisitions, along with other issues.

The new law will expedite qualifying land acquisitions for California State Parks by allowing the addition of lands, with acquisition costs of $1 million or less, to existing state parks without the need for multiple agency approvals.

With this streamlined process, we are hopeful that inholdings and adjacent lands will now be more easily added to Mount Diablo State Park.

Thankfully, this year, Save Mount Diablo completed the purchase of the 10-acre Balcerzak inholding within Mount Diablo State Park on September 2nd by paying off the $537,500 mortgage so that our organization now owns the property free and clear.

Acquiring and protecting inholdings like the Nunn-Paulsen and Balcerzak inholdings are major accomplishments in our ongoing mission to save Mount Diablo and its sustaining wild lands.

The Nunn Family and Save Mount Diablo

Ron Nunn. Photo courtesy of Bob Nunn

For many years, Save Mount Diablo has deeply appreciated the partnership and support of the Nunn family. The Nunns have deep agricultural roots in Brentwood going back to the 1880s.

Fifth- and sixth-generation Brentwood farmers, they’ve also been involved in development of some of their lands into communities like the retirement community Summerset, and oil and gas, while reinvesting in other agricultural areas.

Responsible land management has always been a key practice of Three Nunns Farm, which is still a thriving family enterprise today.

With Blackhawk Development Company, the Nunns have been involved in many development-conservation projects, like Trilogy at the Vineyards on the remnant of the Cowell Ranch, where 90 percent of the land became a new state park and 10 percent was developed.

The Nunn family has been a major factor in Brentwood’s success.

Bob Nunn has also been a longtime friend and supporter of Save Mount Diablo. On August 20th, he offered to donate the Nunn-Paulsen inholding to Save Mount Diablo.

In the early 1990s, Bob was looking for a place to live, and his dad, Ron Nunn, knew a landowner, Dr. Warren Wise, who owned a property near the corner of Marsh Creek Road and Morgan Territory Road, where Save Mount Diablo made its first acquisition in 1976.

Ron Nunn and Dr. Wise both attended the University of the Pacific in Stockton. On the slopes off North Peak, the Wise property had been on our acquisition lists from the first list in 1972.

Bob called us and said, “There’s this property, it’s 83 acres with an old house I’m going to upgrade, how about I keep five acres and sell you the rest.”

Save Mount Diablo was able to acquire and add the property we named “Three Springs” to Mount Diablo State Park in 1992 thanks to the deal with Bob Nunn. He later served as a member of Save Mount Diablo’s Board of Directors for a time.

His recent thoughtful donation of the Nunn-Paulsen inholding is yet another way the Nunns have helped protect the mountain.

“This donation is being made in memory of my father Ron Nunn, who passed at 92 years of age on August 8, 2025. Although my father had many stories to tell, one that always stuck with me and that I also share is when he could look and see Mount Diablo, he knew he was home,” Bob explained, showing how the mountain means a lot to those of us who live in the Mount Diablo area and connects us.

Generosity and gratitude are the fabric of the land conservation community. During challenging times, donations like this are more important than ever. They help protect our natural foundation and quality of life, while also inspiring us.

As a pillar of the early Brentwood community, Ron Nunn was also a longtime supporter of the East Contra Costa Historical Society, working together to preserve Brentwood’s agricultural roots.

The Nunns placed agricultural conservation easements on some properties to permanently protect the farmlands from future development.

In 2015, the Nunns made a landmark deal with the East Bay Regional Park District to sell 646 acres of Nunn family farmland near Knightsen.

This transaction, in partnership with the East Contra Costa County Habitat Conservancy, allowed the East Bay Regional Park District to restore crucial Delta tidal and freshwater wetlands in the area.

A Biodiversity Gem

Lush vegetation covers the steep slopes of the Nunn-Paulsen inholding. Photo: Scott Hein

The Nunn-Paulsen property is a compact and biologically diverse gem. This Marsh Creek watershed location includes two ephemeral streams, harboring a huge variety of plant life on its steep, rocky slopes.

The property contains blue oak and live oak woodland and oak savanna habitat. California red-legged frog and Alameda whipsnake are special status species that are likely to be present on the property. They’re confirmed on the neighboring Three Springs property.

The serpentine rock on the Nunn-Paulsen land provides excellent growing conditions for rare plant species.

A hike there is both adventurous and intimate. In winter especially, the dramatic shape of the land means that storms and seasonal rain bring small waterfalls.

In addition to its important location on the slopes of Mount Diablo, the Nunn-Paulsen inholding is also strategically located in a wildlife corridor between Mount Diablo State Park and Black Diamond Mines Regional Preserve.

An Ambitious Conservation Vision and Growing Success, Piece by Piece

The Corner Piece, purchased by Save Mount Diablo in 1976. At the time, it was four miles from the boundary of Mount Diablo State Park. Today it is part of and connected to the rest of Mount Diablo State Park. Photo: Scott Hein

Save Mount Diablo has acquired and protected many important properties in the area near the recently acquired Nunn-Paulsen inholding.

In 1976, Save Mount Diablo’s very first acquisition was in this same area: The Corner Piece. The Corner Piece is 117 acres of blue oak woodland at the corner of Morgan Territory and Marsh Creek roads.

Soon after Save Mount Diablo acquired The Corner Piece, Mount Diablo State Park protected North Peak, allowing the creation of the Olympia Trail to Mount Olympia.

In 1992, Save Mount Diablo acquired and transferred the Three Springs property to California State Parks for inclusion in Mount Diablo State Park.

The Three Springs property. Save Mount Diablo was able to acquire and add the Three Springs property to Mount Diablo State Park in 1992 thanks to a deal with Bob Nunn. Photo: Scott Hein

In 1994, Save Mount Diablo’s community-funded purchase of the 333-acre Chaparral Spring parcel turned it into a thriving, protected oasis home to wildlife like the golden eagle and endemics like the Mount Diablo globe lily—and a critical step in creating a Mount Diablo State Park wildlife and recreational corridor.

Later we transferred the property to East Bay Regional Park District. Save Mount Diablo, the park district, and the East Contra Costa County Habitat Conservancy have since protected several thousand acres to connect the two parks.

Save Mount Diablo protected the botanical diversity of Young Canyon by preserving this property in 2006 in what we call the “Missing Mile” on the slopes of North Peak.

It nurtures well over a hundred species of flowers, including five California endemics, because it’s crossed by the only band of serpentine on Mount Diablo.

The landscape of Young Canyon includes a 1,420-foot knoll, a mossy, fern-filled stream canyon, and a rocky meadow of wildflowers where you’ll often see hawks and turkey vultures riding the constant breeze.

The next year, Irish Canyon was Save Mount Diablo’s breakthrough purchase, stopping development speculation and expanding the Mount Diablo–Black Diamond wildlife corridor.

This land is a vital 320-acre watershed property with over 297 species and a permanent pond.

In 2022, Save Mount Diablo successfully acquired a very important conservation easement from the Concord Mt. Diablo Trail Ride Association.

Save Mount Diablo’s conservation easement permanently protected from development 154 acres that are a prominent part of the Mount Diablo high peaks ecosystem, and another step in filling in the North Peak “Missing Mile.”

Krane Pond is one of Mount Diablo’s largest water sources, drawing all sorts of creatures, like bobcats, red-legged frogs, and migrating birds—so Krane Pond’s acquisition and protection by Save Mount Diablo in 2023 was vital to local habitat conservation.

It was another step in filling in the “Missing Mile.”

The Nunn-Paulsen property had been one of the few remaining privately owned inholdings not yet protected on Mount Diablo, and that changed on December 2nd with Save Mount Diablo’s successful acquisition of the land, thanks to Bob Nunn.

Holiday Gift, Gratitude, and What’s Next?

The Nunn-Paulsen inholding and the surrounding Mount Diablo State Park. Photo: Cooper Ogden

Bob Nunn’s generous donation of the strategic Nunn-Paulsen inholding on the slopes of Mount Diablo to Save Mount Diablo is a wonderful holiday gift for the mountain and our communities, including the people, flora, and fauna of the area.

Our stewardship team is excited to begin caring for the property.

At Save Mount Diablo, we are grateful for our supporters and the progress they have helped our organization make this year in successfully advancing our land conservation mission, including helping advance acquisition priorities for California State Parks.

The new law we helped champion (SB 630) that will streamline the acquisition process for California State Parks, and our completing the Balcerzak and Nunn-Paulsen inholding acquisitions, are major accomplishments.

SB 630 covers many properties our organization has been working to convey to California State Parks for addition to Mount Diablo State Park (the 101-acre CEMEX parcel, parts of Curry Canyon Ranch, the Balcerzak inholding, the Nunn-Paulsen inholding, the Viera North Peak property, etc.).

We look forward to working with California State Parks in the new year to start utilizing the new law to add these lands to Mount Diablo State Park.

Map showing the location of the Nunn-Paulsen inholding in Mount Diablo State Park. Map: Save Mount Diablo

For more information about Save Mount Diablo visit savemountdiablo.org.

East County Realtors offer 5 ways to help during the Christmas season

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Gift Wrapping Event at Barnes & Noble Thursday, Dec. 4; plus, Warm Coat and CANTREE Food Drives and more

By Jody Drewery, President, Women’s Council of REALTORS®

Real Estate is not just about buying and selling homes — it’s about showing up for our community. I’m proud to be a part of the Delta Women’s Council of REALTORS® and the Delta Association of REALTORS® Community Foundation, where giving back is at the heart of what we do.

This season, we have several opportunities to make a difference — and you don’t have to be a REALTOR® to help.

First, join us this Thursday! The Delta Women’s Council of REALTORS® will be at Barnes & Noble in the Streets of Brentwood (2475 Sand Creek Road, Suite 100) for a community Gift Wrapping Event and hosting Adopt-a-Senior.

You can also:

  • Donate to the Warm Coat Drive (see above)
  • Donate a Gift Card
  • Donate canned goods to the CANTREE Food Drive (see below)

Every contribution, big or small, helps someone in need — and with the year many families have had, from economic challenges to government impacts, there has never been a more meaningful time to come together.

If you’d like additional information or want to get involved, please call (925) 818-1977 or visit www.facebook.com/WCRDelta. Let’s collaborate and spread some love throughout our community!

Winter Prep: Protect your home from Mother Nature

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By Patrick McCarran, Real Estate Broker

We off to a good start for the Winter Weather and so “an once of prevention is worth a pound of cure”. Mother Nature can be harsh and is often fickle and the weather can change in a week or a day.  Get prepared now so you are ready for what comes next rain or shine, actions you take now can protect your property and prevent major damage.

One of the most important tasks is clean your gutters, often your gardener offers this service or check the Grapevine, the water can back up and leak in your house causing major damage. Check your down spouts to make sure they are clear and pointed away from the house or directed to the gutters in newer homes. Repair or replace roof shingles around any area that allows water to penetrate the roof sheathing. Don’t be fooled to think that tile roofs are maintenance free, the tiles break for various reasons and the rubber collars around vents deteriorate with age. So don’t wait for the leak in middle of a storm, call a roofer today to have them checked out. Check for holes or air leaks in the attic and crawlspace. Check that flashings, a thin metal strip, around the doors, windows, thresholds, chimney and roof are in tact. Apart from major flooding, most damage occurs when water seeps in through cracks and leaks. Make sure that windows and doors are well sealed. Seal any cracks and holes in the foundation and exterior walls.

Homeowners insurance can help protect you financially in case something happens to your property or its contents.  I know I have said this before, but it is very important to keep in mind that standard policies cover standard replacement, If you have significant upgrades see your insurance agent for a rider or increased coverage. Flood and earthquake damage is not covered under the traditional homeowners’ insurance policy and may be purchased separately. Periodically review your homeowner’s insurance policy to make sure that you are adequately covered to rebuild your home and replace its contents.

Now is a good time to call an HVAC company to have a checkup on your heater because we all know they tend to break on a Sunday or New Year’s Eve.

Install a spark arrestor on your chimney, eliminating brush and debris from around your property to prevent fires.

For earthquakes anchor appliances, dressers, TV, computer and other items to the wall you can buy straps at your local hardware store.  You may consider applying a safety film to non-tempered windows and glass doors to protect form shards of glass if broken. Install a gas auto shut-off device, any reputable plumber should be able to do this.

By taking precautions to protect your home, you can possibly help keep damage to a minimum when disasters strike; or in the case of severe damage, make sure that you have the financial means to rebuild.

For more information go to www.ibhs.org or www.fema.gov.

Patrick McCarran is a local Realtor and Broker DRE# 01325072. He can be contacted by phone or text at (925) 899-5536, pmccarran@yahoo.com or www.CallPatrick.com. In association with Realty One Group Elite DRE# 0193160. An independently owned and operated office. Equal Housing Opportunity.

Contra Costa Assessor’s report shows 1,341 more parcels, $12 billion increase in property values

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In annual Assessment Roll

By Allen D. Payton

In a letter to the Contra Costa County Board of Supervisors, county Assessor Gus Kramer informed them of this fiscal year’s Assessment Roll for the purpose of collecting property taxes and the net value has increased by almost $12 billion over last year.

The report shows San Pablo and Danville had the greatest increase while Concord and Pittsburg had the least, as well as an increase of 1,342 parcels due new development in the county.

Source: Contra Costa County Assessor’s Office

Kramer’s letter reads:

“Dear Members of the Board of Supervisors,

I am pleased to report the completion and official delivery of the 2025–2026 Contra Costa County Assessment Roll to the County Auditor-Controller, as required by law.

This year’s assessment roll reflects a total net assessed value of $290.66 billion, an increase of $11.67 billion—or 4.18%—over the previous year. This represents the highest total assessed value in the County’s history. Cities with the highest percentage increases in assessed value include San Pablo with 5.81%, and Danville with 5.28%. Cities with the most modest growth include Concord at 3.10%, and Pittsburg at 2.96%.

The total number of assessed parcels now stands at 382,022, an increase of 1,341 parcels compared to the previous year. This growth reflects ongoing development and investment throughout Contra Costa County.

I would like to take this opportunity to express my sincere appreciation to the staff of the Assessor’s Office for their professionalism, dedication, and tireless efforts in preparing an accurate and timely assessment roll for the 2025–2026 fiscal year.

Sincerely,

Gus S. Kramer

Assessor”

The duties of the County Assessor’s Office include:

  • Discovering and assessing all property within the County
  • Producing and delivering an assessment roll by July 1 of each year
  • Valuing all real property
  • Auditing all entities doing business in the County and valuing all taxable personal property
  • Establishing and maintaining a set of 11,000 maps for assessment purposes, delineating every parcel of land in the County
  • Providing a public information service to assist taxpayers with questions about property ownership and assessment

To review your property’s value visit Review Your Value and for more information call the office at (925) 313-7400.

Shopping for a new home? How’s your credit?

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By Patrick McCarran, Real Estate Broker

Are you tired of the instability of not having your own home and throwing your rent money down the drain?  Then the first step is making sure your credit is in order. Remember no credit is not good credit. The bank needs to see you can use credit but not abuse it. Although no one except the credit reporting agencies know exactly how the algorithm works these general tips are commonly acknowledged to help increase your credit score.

On-time payments improve your credit score tremendously. Set up the minimum payment with e-pay and choose the recurring option so it pays every month. Just remember to check your statements in case the minimum payment changes. Because you are setting this up at your bank you can change it or cancel anytime with the click of a mouse.

Keep your credit card balances under 40% of the limit. For example, if your limit is $5,000 then keep your balance amount to $2,000 to show that you are not pushing your limits, it is like the old saying they only give you money if you don’t need it. Also, it is good practice not to have your total unsecured credit balance over 50 percent of your annual salary. This applies even if you pay it off each month.

Use two credit cards. This is good and bad advice at the same time. If you have a credit card with a limit of $2,000, and you charge $1,500 on it, you’ve used 75 percent of your credit limit. Now if you split your amount into two, and spend $750 each, then the percentage of usage will be around 37 percent. So, it helps your FICO. Just don’t go on a credit card shopping spree.

Maintain a good mix of good and bad loans. Home and business loans are considered good loans. Personal loans and private label credit cards are considered bad loans. This is why investing in a home loan if you are a spendthrift is a better decision. You will have a good credit mix and build an asset.

It is a smart decision to pay your home loans over longer periods. Pay off your personal loans, credit cards and private loans first, as they tend to have a higher interest with no asset creation. Home loans, on the other hand but they build an asset. This is one of the underutilized logical tips to improve credit score. Pick a loan and set a goal and then focus on paying that one off (but don’t buy something to celebrate).

Many people tend to abandon their savings accounts without closing them. If you have less than your Minimum Average Balance it will start to affect your credit score. Also, when you finish paying a loan off, it’s imperative to get the loan closure certificate.

Check your credit reports regularly. Just go online and check your credit score at least once in a year, so that you can catch any mistakes and get it corrected. There have been cases when banks report you to FICO by mistake. Keep in mind that free reports are a consumer product and the credit score will vary depending on the type of credit you are applying for.

Monitor your co-signed joint accounts even if they are family. You need to monitor the statements closely to make sure everything is in order. There is no use complaining if you chose the wrong joint holder who was careless, and you don’t catch it.

If you know you will not be able to pay on time, call and negotiate with your bank. Banks may be willing to extend your loan period and reduce the EMI and the FICO will see you are proactive.

So, these are some of the tips to keep your credit score in check and get a better home loan. Feel free to contact me with any other questions or for more information.

Patrick McCarran is a local Realtor and Broker DRE# 01325072. He can be contact by phone or text at (925) 899-5536, pmccarran@yahoo.com or www. CallPatrick.com. An independently owned and operated office.  In association with Realty One Group Elite DRE# 0193160. Equal Housing Opportunity.

 

 

Basics Facts of Living Trusts: How do I avoid probate?

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By Patrick McCarran, Real Estate Broker

New Year and new resolutions! Make one to create a living trust. Even though you may have plenty of time you never know what life has planned. Many people mistakenly believe that if they have a Will the estate will not go through probate, this is patently wrong. Your heirs will go through probate and  pay the state a hefty sum to make a difficult period in your family lives more difficult.

The probate process in California can be expensive. The fees for Probate are based on the gross value of the assets and are a tiered rate according to the value of the estate, so if you have a house worth $500,000 but there is a $480,000 loan on the property you would potentially owe the state $13,000 for the probate tax leaving the heirs with $7000. In addition there are attorney fees, Executor fees, filling fees, and miscellaneous court fees!

The process for a probate is not quick and can easily take a year or more. If there are disputes, problems or a backed up court system, it can take much longer delaying closure for the family and draining money from the estate for expense such as a mortgage, other loans and credit cards.

Most of the deceased person’s property has to go through probate in an estate currently over $150,000, whether there is a will or not (intestate).  However, there are several instances where property and assets would avoid the process, such as assets that are held in joint tenancy or with a designated beneficiary.

You may be asking by now, “How do I avoid this?” I would not recommend transferring title to your heirs prior to death because this also will transfer the cost basis the profit of the item and create a tax burden for the heirs. A second option that helps avoid this is a deed on death which activates, on passing and can avoid the step up tax basis. The third option is a living trust, the cost basis is the value at time of death and therefore the heirs may have limited or no tax liability.

Real estate, bank accounts, and vehicles can be held in a living trust. A typical trust is the Family Trust and can be an individual or a couple who are the Trustees and, with their children or heirs, the Beneficiaries. Those who establish the trust and transfer their property into it are known as Trustors or Settlors. A successor trustee designated by the trust creator will execute the wishes of the Trustees via a will contained in the trust.  No contest clauses are placed in trusts as a caution to potential challengers.  Beneficiaries under the will or trust who challenge the document lose or forfeit their inheritance under the document, this discourages would-be challengers from contesting the document.

A Living Trust provides you with peace of mind now by setting a clear plan and knowing that your estate will be handled exactly as you wish later. It will also provide comfort to your loved ones during an already stressful time because you’ve laid everything out for them and eliminated stressful guesswork and government bureaucracy.

The purpose of this article is to help get you thinking and start a conversation with your family and appropriate legal counsel. I am not an estate planner nor an attorney.  This article is not meant as tax or legal advice.  The examples I have given are merely illustrative and should not be relied upon.  You should always consult with a tax consultant and/or lawyer for your specific circumstances.

Patrick McCarran is a local Realtor and Broker DRE# 01325072. He can be contacted by phone or text at (925) 899-5536, pmccarran@yahoo.com or www. CallPatrick.com. An independently owned and operated office.  In association with Realty One Group Elite DRE# 0193160. Equal Housing Opportunity.

Myths and misinformation about reverse mortgages

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By Patrick McCarran, Real Estate Broker

A reverse mortgage can be a helpful tool for your retirement plan. There are generally two options. Options one is to refinance your existing home and receive a monthly payment to supplement your income. Option two is less well known and is to purchase another home with a reverse mortgage loan. In this scenario you either use equity from the sale of your home such as in a downsizing option or moving to a more affordable area. If you have the funds, you can also use those as a down payment, usually half the value.

You may not have planned on having a loan on your home in your senior years, but it may be a good option for you if you can get pass the misinformation.  There is a great deal of misleading “facts” about reverse mortgages and a large population that believe what they hear. I will address some of the misinformation.

The government will NOT Own your property. The government involvement is limited to insuring your loan with the actual lender much the same a traditional purchase loan.

You can absolutely sell your property if your situation changes. Just like any other loan you can sell the property pay off the loan, take your equity, and move on.

Nobody will take your property form your or your heirs. If there is equity in the property, then your heirs can sell and take the equity or refinance the home to pay off the balance and keep the home. There are some timelines associated with the process but in my experience HUD is reasonable.

If the value drops, they cannot come after you for the difference. A reverse mortgage is a non-recourse loan. This means that house is the only collateral, and the lender or HUD cannot come after you or your heirs.

Your spouse will not have to move even if they are younger. A law was passed in 2014 that protects a non-borrowing spouse so they can stay in the home until they choose to move.

There are ways however instances in which you could be forced to sell. These include, if you do not occupy the property as your primary residence for 12 months, if you fail to maintain the property, if you do not pay necessary expenses such as property taxes, insurance, HOA fees, etc.

It can be confusing, but part of the application process is a mandatory counseling session with an approved non-partisan counselor. Their job is to answer any questions and get you more information. The fees can be higher than traditional mortgages and HELOCs. But often the benefits outweigh the costs. There are no loan payments, no stringent qualifications, and no required income level to qualify.

It is a fact that you are using your equity and therefore less money will be left to your heirs but that’s your choice to make and it may improve the quality of your golden years.

Be informed and know your options.

Patrick McCarran is a local Realtor and Broker DRE# 01325072. He can be contacted by phone or text at (925) 899-5536, pmccarran@yahoo.com or www.CallPatrick.com. An independently owned and operated office.  In association with Realty One Group Elite DRE# 0193160. Equal Housing Opportunity.

Contra Costa County Clerk-Recorder’s Office forms partnership to ensure extra security for property recordings

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Photo: Granicus LLC

With Granicus, LLC developed notification program

By Dawn Kruger, Community and Media Relations Coordinator, Contra Costa County Clerk-Recorder’s Office

Martinez, CA-The Contra Costa County Clerk-Recorder’s Office is pleased to announce the launch of a new online tool that property owners can use to add an extra layer of security for recordings. The opt-in tool allows those with recorded documents to be notified of any new recording activity related to property. Property owners who go online to our Real Estate Recording Notification Alert page https://www.contracostavote.gov/recorder/fraud-protection/real-estate-recording-notification-program/ can sign up to receive an email notification anytime a document related to the property address, parcel number, or name associated with the property is indexed after recording.

As part of the department’s commitment to transparency, the Contra Costa Clerk-Recorder Division staff worked closely with Granicus, LLC, a longtime vendor, to develop a real estate recording notification program to help customers stay informed about any activity related to their property recordings. The notification program is optional, and property owners can sign up on the Clerk-Recorder website.

“Our office is always looking for ways to offer as much security as possible to property owners,” said Kristin B. Connelly, Clerk-Recorder for Contra Costa County. “This real estate recording notification program, along with our partnership with the District Attorney’s office to protect homeowners from fraudulent transfers of ownership, offers an important layer of security to Contra Costa County property owners.”

The launch of the real estate recording notification program is just one of the many ways that the Contra Costa County Clerk-Recorder works tirelessly to ensure our residents are informed and protected from fraud.

Major changes in how consumers purchase and sell their homes

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By Patrick McCarran, Real Estate Broker

There is a major change coming in the real estate world that will completely reshape how buyers purchase their home. What will the settlement mean for homebuyers and homesellers?

Traditionally Owners have hired an agent to sell their property and negotiated a commission. By making it a percentage it gives the agent incentive to maximize the sales price, this is a very common practice with money management, talent agents, etc. The listing agent would then offer an offer of compensation from their commission to act as a finder’s fee and to broaden the scope and market of the property, this was the function of the MLS.

Starting in August 2024 this will no longer be allowed, due to a class action settlement with a private party and supported by the DOJ the selling agent will no longer be able to offer a finder’s fee on the MLS. The new system will shift agent compensation and place the Buyers on their own. This will give the Buyer the options of hiring a real estate agent, or a lawyer, or representing themselves.  A written agreement will be required for Realtor representation for both in-person and live virtual home tours. This currently only applies to Realtors but there is a state law in the legislature to apply to ALL real estate licensees. The Buyer will now be responsible for paying for their representation. There is, as always, no set price for representation and this will be up to the individual to negotiate.

Sellers will be allowed to pay for the Buyer’s agent if they choose by offering concessions on the MLS. The buyer can then choose to distribute the money according to their needs towards closing costs or Realtor fees. While listing commission fees have always been negotiable with the changing dynamic the fee structure will most likely change. As a Seller it will be up to you to negotiate what you wish to pay to sell your home and what will be the most advantageous.  The Seller will decide if they wish to pay and how much to the Buyer’s agent. The Seller and their agent will need to work out if they are comfortable with their agent representing an unrepresented buyer and what the additional fee for the listing agent to represent the Buyer in that scenario.

While doing it yourself may sound like a great idea and instant savings, bypassing an agent’s services may not lead to direct savings, especially for first time buyers, the home buying process can get very complicated and having a great local agent to negotiate and guide you can give you a competitive advantage.

Consumers will still be able to view Open Houses without a written agreement and may tour with the listing agent if the listing agent business practices allow. Buyer will have option to sign exclusive agreements or open agreement which will be up to the consumer and their Realtor. The Multiple Listing Service (MLS) will continue to be supported through Realtor dues and thereby imparting vital information to the consumer.

As we move forward into this brave new world of real estate, it will be different but ultimately I am confident that Consumers and Realtors will work together so that all parties may benefit.

Patrick McCarran is a local Realtor and Broker He can be contact by phone or text at (925) 899-5536, pmccarran@yahoo.com or www.CallPatrick.com. An independently owned and operated office. Equal Housing Opportunity.

 

2024-25 County Assessment Roll shows over $11 billion increase in property tax base

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For total of $278.83 billion, San Ramon has greatest amount with about 10% of total

Martinez had highest increase at over 6%

“…the highest to date in Contra Costa County’s history” – Gus Kramer, County Assessor

By Office of the Contra Costa County Assessor

The “2024-2025” Assessor’s “Close of Roll Affidavit” was signed by Gus S. Kramer, Assessor, and subscribed and sworn to the County Clerk-Recorder’s Office, on June 28, 2024. The 2024-2025 Assessment Roll has been delivered to the County Auditor, as required by law.

Source: Contra Costa County Assessor’s Office

The increase to the local tax base for 2024-2025 is over $11.16 billion. This represents a 4.17% increase in assessed value and brings the total net local assessment roll to more than $278.83 billion. The 2024-2025 assessment roll is the highest to date in Contra Costa County’s history.  Of that amount $233.28 billion was from within the 19 cities and the balance from within the unincorporated areas of the county.

Cities with the largest increases in assessed value include Antioch, Oakley and Martinez with increases ranging from 4.99% and 5.21% to 6.09%, respectively. San Ramon, Concord and Walnut Creek saw the lowest assessed value increases ranging from 2.97% down to 1.45%. The assessment roll now consists of 380,681 parcels, an increase of 1,239 over the previous year.

Property value assessed increases by city. Source: Contra Costa County Assessor’s Office

Of the 19 cities in the county San Ramon has the greatest Gross Assessed Value, which includes both secured and non-secured at $28.63 billion, followed by Walnut Creek at $27.13 billion, Concord with $23.64 billion, Richmond with $21.42 billion, Danville with $18.13 billion and Antioch with $16.72 billion in assessed value.

“I would like to acknowledge and commend the employees of the Assessor’s Office for their continued dedication and hard work which resulted in the completion and delivery of the 2024-2025 assessment roll,” Kramer wrote in his annual letter to the Board of Supervisors.

UPDATE: Later, the County Assessor explained, some of the increases in the assessed values are due to the sales in new home developments and resale of older homes at higher prices, Kramer explained. “This doesn’t mean taxes are going up,” Kramer stated.

His letter and the complete 2024-2025 Assessment Roll Reports can be found, here.