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Tech firm relocates to Antioch completes $1 million CA Digital Innovation Challenge global competition

April 25, 2023 By Publisher 2 Comments

Dalet Access Labs is going into the most underserved areas and building “infrastructure grid of the future” from the bottom up

By Allen D. Payton

A locally minority-owned tech firm in Antioch, CA was the only company to complete the requirements of the $1 Million Dollar State of California Innovation Challenge by deploying a system in Fairhaven, CA near Eureka in Humboldt County. State Superintendent of Public Instruction Tony Thurmond announced the global competition in early 2021, to award “up to $1 million to the boldest, most revolutionary proposals to eliminate the digital divide and expand high-speed internet access to all Californians.” After they entered the competition in August 2021, Dalet Access Labs was assigned that community by the California Department of Education (CDE) to deploy their innovative network fabric

The CDE estimates that nearly a half-million students still lack either a device to attend school online, network access to their classroom, or both.

The rules of the challenge stipulated that competitors had to test their innovation with students experiencing a lack of connectivity either due to barriers of affordability or infrastructure. The solution had to be at a cost of no more than $15/month per household, include 100 megabits synchronous upload and download speed with no data caps, and have fully deployable implementation within a year.

The competition was the result of a partnership with Genentech and the Genentech Foundation, General Motors and Dr. Gary K. Michelson, Founder and Co-Chair of Michelson Philanthropies and the Michelson 20MM Foundation – and Dalet Access Labs was in it to win it.

On July 1, of 2022 the company successfully deployed broadband connectivity services to the Fairhaven community with upload and download speeds that exceeded the competition requirements. It was tested with students who came to visit the site and learn as part of the Technology Exploration Summer Institute (TESI) program sponsored by Humboldt County Office of Education (HCOE).

In October of 2022, HCOE sponsored a ribbon cutting ceremony to showcase the success of the broadband deployment in the Fairhaven community by inviting the leadership from CDE and other government officials to come tour the site with hopes of a winner being declared at this event.

Fairhaven Fire station is where Dalet has their lab, Ariel view of Fairhaven community leveraging data from vexceldata.com. Source: Dalet Access Labs

According to the October 6, 2022 CDE press release, they celebrated the launch of the new high-speed digital internet system in Fairhaven. The newly installed broadband network is a model in an effort to reduce rural California’s internet “digital divide,” and is a collaboration between the HCOE, the Samoa Peninsula Fire District in Samoa, CA and Dalet. The fire district’s Fairhaven fire station was chosen as the base of operations due to its proximity to all the homes in the community. “The Fairhaven model surpassed the minimum requirements for the Innovation Challenge by providing download speeds of around 100 megabits. Dalet Access Labs led the project with HCOE to create the broadband system under guidelines set forth in the CDE competition. The group worked with Cogent Communications and AT&T to launch a live fiber optic line to the Fairhaven firehouse structure and through the system’s optimized sensor-networking software, the system was enabled, providing low latency, and high-speed internet coverage to families in Fairhaven. The infrastructure for high-quality distance learning was in place as a result,” the press release reads.

Edehomon claims the actual speeds were around 700 megabits.

Although Dalet Access Labs is a small tech start-up, this is big news for them and the City of Antioch, as the opportunities for this technology are endless. According to their website, the company was “founded in 2019 and has become one of the world’s premier disruptive innovation partners that is praised by customers and vendors as we forge strategic partnerships and create new opportunities for our clients and vendors. We are known for getting stuff done. We pride ourselves on working efficiently, on time and within budget.”

“We were one of the four finalists for the high-speed broadband for the underserved,” CEO Odion “Odie” Edehomon shared. “COVID exposed the poor state of infrastructure in our country. The California Dept of Education invited companies to innovate. We were one of the 48 companies to participate. They narrowed it down to seven, then to four companies. We were the only company to deploy our intelligent network fabric.”

“We have the corporate office, here in Antioch. The lab is in Fairhaven,” he shared. Damon Owens, known in the community as the head pastor of Genesis Church on E. 18th Street is Vice President of Community Development.

Dalet spent over $700,000 to prove their solution would work. They were able to successfully deploy its innovative Network as a Service (NaaS) network platform that provides broadband connectivity services that met and exceeded all competition requirement, as was stated by the CDE representative, Chief Deputy Superintendent Mary Nicely, during the official ribbon cutting ceremony hosted by HCOE. Edehomon and Owens said they were told that Dalet was the only remaining participants who had completed the challenge, which gave them hope that they would be declared the winner of the competition and be awarded the $1 million prize.

“We knew from the beginning we were going to win,” Edehomon said with a laugh.

Asked how he said, “We are vendor-neutral. I’m from the dev-test industry. We are the equal system behind any technology development. Our knowledge of where infrastructure is going to be in 10 years, we knew we were going to build something that will transform.”

However, none of the competitors won, according to a recent San Francisco Chronicle article which reads, “a Chronicle investigation has found that state officials misled contestants about the contest, then proceeded to ignore their urgent emails and calls for months at a time. State officials said they and the prize’s funders, who later judged the competition, hoped someone, maybe at academic heavyweights like MIT or CalTech, was sitting on an invention that would provide universal, fast and very cheap internet access — within a year’s time.”

But the result was practical solutions from Edehomon’s work and a very pleased Humboldt County community.

The platform deployed by Dalet Access is a “Public Infrastructure Network Node (PINN) compliant network.  This is a model that enables the full functionality of Fourth Industrial Revolution 4.0 technology of the future like, autonomous vehicles, robotics, and drone technology through the implementation of an intelligent grid platform,” he explained.

“It is the standard for an infrastructure grid of the future,” Edehomon said. “It is software driven. It’s a single platform, whether it’s 5G or 6G, satellite or fiber. Smart cities will be plugging into it, driverless cars and buses. B2B (business to business), car to car, ultrawide band. Smart Dot, Smart Pavement, Smart Vault.”

“Autonomy Institute is taking the lead on it. They’re based in Texas,” Edehomon continued. “We’re looking at things five to ten years ahead. We’re building this intelligent transformation platform on a broadband network. Everything has to do with latency for the applications.”

Gas stations will still be there, but they will be converting to charging stations,” he stated. “Digital transformation is being brought to consumers. It’s what we call the shared economy, a heavy amount of data will be generated.”

They will use “distribution or smart nodes. The intelligence will be in the software, no longer in the hardware as it used to be,” Edehomon stated.

“They don’t build things that are available to poor people. They always develop from the top down. That’s what created the digital divide,” he continued. “We do things the other way around. We choose to go into the most underserved areas and build from the bottom up.”

Asked if the company is for profit or non-profit Edehomon said, “We are for profit. We are a Network as a Service (NaaS) provider.”

Asked who are their customers he shared “As a NaaS provider to all, our service is ubiquitous, and we are an early adopter OpenRoaming offers affordable access and connectivity to small and mid-size businesses, residential, enterprise and government customers through the platform. Just like you take your mobile phone or your laptop and can get service anywhere, but you can’t do that everywhere you go with services from most existing providers. The goal is to provide seamless connectivity to all our customers by leveraging the PINN-compliant platform. For customers the key is to provide them with seamless connectivity.”

“We are filling in the gaps,” Edehomon explained. “They sometime call it the last mile. But there’s a misconception as a minimum point of entry from the home to the business. We build from the edge to the last mile.”

“We have an infrastructure in which we are expanding the fabric into the entire city of Eureka,” he shared. “We use MmWave nodes that transform, and the optimization takes place in the software, not the hardware. You eventually get to 100 gig. The nodes are about half the size of a laptop and can be on existing infrastructure on the side of buildings, on light posts. Some of the unique advantages of the way the self-organizing nodes work, is like a flock of birds that fly in synchronized form, they operate together but as individual devices.”

“We are starting in a more rural area, but it’s designed it more for high-density areas,” Edehomon shared.

Asked how we get this application to come to Antioch he responded, “We need money, and we need the city to buy into it. We need a few fiber hubs. We actually had a meeting with the mayor, last year because we wanted to start in Antioch, first. But not everyone sees the need. We also had a meeting with Brentwood. We want to do an intelligent corridor from the Brentwood Blvd. exit all the way to Pittsburg. But they don’t see the way we see how infrastructure can work.”

“We want to bring industry to Antioch and East County, that’s the goal,” Owens added.

In spite of the outcome of the competition, the company has moved on and they are focusing their efforts in other communities.

“We already signed off on the U.S. 30 Project which is a smart corridor in Ohio. It’s similar to what we want to do with Highway 4 east,” Edehomon stated. “It includes LIDAR (laser imaging, detection, and ranging) Data and smart cameras. You must build the infrastructure to be compliant. We want to help the knowledge transfer. It takes a visionary.”

Filed Under: Business, East County, News, Technology

Autonomous shuttle service opens to the public at San Ramon’s Bishop Ranch

April 25, 2023 By Publisher Leave a Comment

Presto vehicle on the move at Bishop Ranch. Photos: CCTA

CCTA announces first in Bay Area free service to enhance mobility for both work and play

By Linsey Willis, Director of External Affairs, Contra Costa Transportation Authority

SAN RAMON, CA – Yesterday, Monday, April 24, 2023, the Contra Costa Transportation Authority (CCTA) launched the Bay Area’s first autonomous shuttle program to be open to the public. The Bishop Ranch Autonomous Shuttle Program will run through fall 2023, providing free, electric shuttles to four key destinations within Bishop Ranch in San Ramon, California. CCTA’s groundbreaking program will be available to the community Monday through Friday from 7:30am – 5:30pm. This marks the launch of CCTA’s PRESTO — a new suite of mobility options that will include bike share, scooter share, and express bus service in addition to autonomous shuttles. PRESTO will prepare the Bay Area for the future of transportation and increase transit options for all, including transportation-challenged and underserved communities in Contra Costa County.

“We’re excited to be able to provide the public with free access to these zero-emission, low-speed, autonomous shuttles. The service can help cut down on harmful emissions, reduce congestion on our roads, and create a new, accessible connection to transportation hubs throughout Contra Costa County, and we’re grateful to Bishop Ranch and the city of San Ramon for sharing our vision of a brighter future for the county,” said CCTA Board Chair Federal Glover.

CCTA’s partnership with Bishop Ranch allows campus employees and anyone from the public to experience the safe and accessible service that autonomous shuttles offer. Bishop Ranch’s 30,000 employees and miles of private roadways, bisected by public roads, make it an ideal location for the program’s launch. The program is funded in part by an $8 million grant award from the Federal Highway Administration’s Advanced Transportation and Congestion Management Technologies Deployment (ATCMTD) program.

“We are proud to be a part of such a beneficial project and we look forward to seeing members of the community trying out PRESTO here on Bishop Ranch,” said Alex Mehran Jr., President and CEO of Bishop Ranch by Sunset Development Company. “CCTA is bringing impactful innovation to the everyday lives of people and will help positively impact how we all get around.”

Celebrating the new autonomous shuttle are (L-R) CCTA Board Member and Danville Town Council Vice Mayor Karen Stepper, BEEP, Inc. CEO Joe Moye, CCTA Executive Director Tim Haile, San Ramon Vice Mayor Mark Armstrong, CCTA Board Member and Pleasant Hill City Council Member Sue Noack, CCTA Board Vice Chair and Danville Town Council Member Newell Arnerich, CCTA Board Member and Hercules City Council Member Chris Kelley, Jennifer Rizzo of Senator Glazer’s office, Gayle Israel of Supervisor Candace Andersen’s office, Concord City Council Member Dominic Aliano also of Senator Glazer’s office, and Alexander Mehran Jr., CEO and President of Bishop Ranch by Sunset Development Company.

CCTA is also partnering with Beep, which specializes in testing autonomous shuttles to create and manage stress-free and self-sufficient autonomous mobility solutions. Beep has tested autonomous shuttles around the country, including in Arizona, Florida, Georgia, North Carolina, and even at Yellowstone National Park. PRESTO shuttles do not have drivers, pedals, or a steering wheel, but an attendant is always on board to make sure riders have a safe and pleasant experience. The Beep Command Center also remotely monitors the shuttles at all times to ensure the shuttles are operating safely

“It’s an honor to partner with CCTA to deliver autonomous mobility solutions to Bishop Ranch,” said Joe Moye, Beep CEO. “CCTA shares our commitment to bringing these innovative technologies to communities to test how shared autonomous mobility can transform how we access goods and services. Our autonomous shuttles in San Ramon will provide all members of the community access to key destinations and opportunities at Bishop Ranch.”

The Bishop Ranch PRESTO shuttle will take passengers along a route with four stops throughout Bishop Ranch and City Center. PRESTO shuttles hold up to eight passengers plus an attendant and have a maximum speed limit of 15 miles per hour. The service is family-friendly, but riders under the age of 16 must be accompanied by an adult. More information on how to use the shuttles can be found at ridePRESTO.com.

The Bishop Ranch Autonomous Shuttle Program will help CCTA develop services that could soon provide transit solutions in office parks, campuses, suburbs, and town centers. Just as CCTA’s INNOVATE 680 program aims to connect the I-680 corridor through seamless, efficient, and accessible modes of travel, this latest deployment is another example of how CCTA is bringing the future of transportation to Contra Costa County and the greater Bay Area.

CCTA plans to bring shuttles to several public events across the county this summer to make it easier for people to see and experience autonomous shuttles first-hand.

About Beep

Beep delivers the next generation of autonomous, shared mobility solutions through its software and services. Specializing in planning, deploying and managing autonomous shuttles for private and public communities, Beep safely connects people, places and services with autonomous networks that reduce congestion, eliminate carbon emissions, improve road safety and enable mobility for all. Beep leverages the data and learnings from its deployments to enhance and advance the safety, experience and operating capabilities of autonomous platforms. For more information visit ridebeep.com.

About Bishop Ranch

Owned and developed by Sunset Development since 1978, the family-operated company is guided by the long-held vision of making Bishop Ranch a distinct Californian community. Spread across 600 acres in Northern California’s San Ramon Valley, Bishop Ranch is where community, commerce and culture collide to create a thriving, walkable downtown for the city of San Ramon and a significant job center for the region. At its core, the 10-million-square-foot, next-generation workplace is one of the country’s largest office campuses and home to 30,000 employees and a dynamic mix of more than 600 businesses, including Fortune 500 companies, local startups and everything in between. With an award-winning transit program and a deep commitment to sustainability, Bishop Ranch aims to be the largest distributed power generation site in the world with 80% of its energy produced on-site by solar.

The heartbeat of Bishop Ranch is City Center, a $300 million, 300,000-square-foot, open-air shopping, dining and entertainment destination. With its range of nearly 60 distinctive retailers and notable restaurants – including The Slanted Door, LB Steak, Boba Guys and Fieldwork Brewing Company — along with Equinox Fitness, the luxurious LOT Cinema and the inviting public square, City Center is a unique and ever-popular gathering place. From art and music events to a thriving farmers’ market, City Center is the destination for social and cultural experiences.

With an unwavering commitment to build a walkable downtown, Bishop Ranch will soon introduce several distinctive residential communities, eventually numbering some 6,000 homes. Also planned is a new boutique hotel, as well as restaurant and retail options throughout the various neighborhoods. For more information, visit BishopRanch.com.

About the Contra Costa Transportation Authority

The Contra Costa Transportation Authority (CCTA) is a public agency formed by Contra Costa voters in 1988 to manage the county’s transportation sales tax program and oversee countywide transportation planning efforts. With a staff of twenty people managing a multibillion-dollar suite of projects and programs, CCTA is responsible for planning, funding and delivering critical transportation infrastructure projects and programs that connect our communities, foster a strong economy, increase sustainability, and safely and efficiently get people where they need to go. CCTA also serves as the county’s designated Congestion Management Agency, responsible for putting programs in place to keep traffic levels manageable. More information about CCTA is available at ccta.net.

Filed Under: Business, News, San Ramon Valley, Transportation

How community banks drive local economic growth

April 5, 2023 By Publisher Leave a Comment

April is Community Banking Month

By Josef Britschgi, BAC Community Bank

April is Community Banking Month, a time to recognize the important role that community banks play in supporting local economies while helping individuals and small businesses achieve their financial goals. As part of this celebration, community banks across the country are highlighting their commitment to local economies.

Community banks play a vital role in supporting local economies. Small banks are often key lenders to small businesses, providing the capital they need to start, grow, and succeed. Often referred to as America’s favorite lenders, community banks provide roughly 60% of all small business loans. By investing in local businesses, community banks help create jobs, drive economic growth, and build strong communities. “As a small business ourselves, we take our role in the local economy very seriously,” says Eddie Lira, Chief Commercial Banking Officer at BAC Community Bank.

Another way community banks support their local economies is by providing financial education. Community banks understand that financial education is essential to making informed decisions about money management, investing, and credit. BAC Community Bank is a local example of a community bank that provides online educational videos and tools to customers. BAC recently expanded its community outreach by providing the Banzai financial literacy program to Antioch High School, Bidwell Continuation High School, and Deer Valley High School. By promoting financial literacy, community banks are empowering individuals to make informed decisions about their finances and build a strong financial future.

Community banks prioritize building personal relationships with their customers. This means taking the time to understand each customer’s unique financial needs and goals, and then providing customized financial solutions. Relationship banking is a hallmark of community banking. Such personalized service builds customer confidence and trust.

Community banks are also keeping pace with advances in technology – sometimes even setting the pace. For example, BAC Community Bank recently launched their Smart ALAC service to provide customers anywhere face-to-face interaction with a dedicated personal banker without the need to travel to a branch. Such innovations, along with other advanced digital banking services, are provided by BAC while continuing to be recognized as one of the strongest financial institutions in the nation.

Community Banking Month highlights the value that community banks bring to their customers and communities. Through their focus on community investment, financial literacy, and relationship banking, community banks are helping individuals and small businesses achieve their financial goals and driving economic growth in their local communities.

Filed Under: Business

Pittsburg woman pleads guilty to major financial crime scheme at Filipino food business

March 31, 2023 By Publisher 1 Comment

Embezzled almost $1.4 million, paid $410K in restitution

By Ted Asregadoo, PIO, Contra Costa District Attorney’s Office

A former employee of Ramar Foods International in Pittsburg has pleaded guilty at her arraignment on March 30th to felony grand theft embezzlement, identity theft, money laundering, and tax evasion. The Contra Costa District Attorney’s Office reached a negotiated disposition or plea agreement with 60-year-old Mary Antoinette Narvaez Hernandez of Pittsburg. Hernandez was the accounting manager at Ramar Foods International when she committed financial crimes between 2016 and 2021.

During that time, she embezzled a total of $1,399,342.84 from the company and failed to pay $97,568 in taxes to the State of California.

District Attorney Diana Becton noted that, “Financial crimes are often complicated. That’s why our Major Financial Crimes Unit has forensic accountants who can investigate complex illegal schemes and why we have attorneys with expert knowledge of white-collar crime. The goal is always to get justice for victims. A plea agreement like this one is an effective way for the victims to receive financial restitution from what was stolen from them — and for the state to recover tax revenue that was unlawfully evaded by the defendant.”

Hernandez has already paid restitution to the victims in the amount of $410,198.90, has cooperated with Pittsburg Police, and has accepted responsibility in the matter. At the arraignment, one of the victims, the President of Ramar Foods Susie Quesada spoke in court saying Hernandez “had many friends in our company who also trusted her and helped her. It is with deep regret now that we look upon the years of working with Mary Anna tainted with lies and deception.” Ms. Quesada concluded: “It is for our employees, who like our family, were betrayed by her deception and thievery, that we applaud the myriad law enforcement professionals and this court for bringing her to justice.”

Part of the agreement includes a stay away order from Ramar Foods International, that she pays restitution, taxes owed, cannot possess firearms, arming devices, or ammunition, and must pay for the cost of the investigation and prosecution. She was sentenced to a seven-year suspended state prison sentence, three years formal probation supervision, with one year in the county jail.

She can apply to serve jail time through the Contra Costa County Sherriff’s Custody Alternative Facility. Her probation supervision includes strict terms and conditions calculated to protect the community against further financial crimes by Ms. Hernandez. A violation of any of these terms or conditions will impose the suspended seven-year prison sentence.

Case No. 04-23-00316 | The People of the State of California v. Hernandez, Mary Antoinette Narvaez

Filed Under: Business, Crime, District Attorney, East County, News

Contra Costans get tax return deadline extension until October 16

March 3, 2023 By Publisher Leave a Comment

Due to impact of winter storms; includes quarterly tax payments

The Internal Revenue Service announced on Feb. 24, 2023, that California storm victims, including Contra Costa County residents and businesses, now have until October 16, 2023, to file various federal individual and business tax returns and make tax payments. The deadline was previously extended to May 15 on January 10 and didn’t include Contra Costa. But that changed the following day. Then on Thursday, Gov. Gavin Newsom announced state tax returns will also not be due until Oct. 16, as well.

The IRS is offering relief to any area designated by the Federal Emergency Management Agency (FEMA). This means that individuals and households that reside or have a business in Alameda, Colusa, Contra Costa County qualify for tax relief. The current list of eligible localities is always available on the Tax Relief in Disaster Situations page on IRS.gov.

The tax relief postpones various tax filing and payment deadlines that occurred starting on January 8, 2023. As a result, affected individuals and businesses will have until Oct. 16, 2023, to file returns and pay any taxes that were originally due during this period.

This includes 2022 individual income tax returns due on April 18, as well as various 2022 business returns normally due on March 15 and April 18. Among other things, this means that eligible taxpayers will have until Oct. 16 to make 2022 contributions to their IRAs and health savings accounts.

The Disaster Assistance and Emergency Relief for Individuals and Businesses page has details on other returns, payments and tax-related actions qualifying for the additional time.

The IRS automatically provides filing and penalty relief to any taxpayer with an IRS address of record located in the disaster area. Therefore, taxpayers do not need to contact the agency to get this relief. However, if an affected taxpayer receives a late filing or late payment penalty notice from the IRS that has an original or extended filing, payment or deposit due date falling within the postponement period, the taxpayer should call the number on the notice to have the penalty abated.

In addition, the IRS will work with any taxpayer who lives outside the disaster area but whose records necessary to meet a deadline occurring during the postponement period are located in the affected area. Taxpayers qualifying for relief who live outside the disaster area need to contact the IRS at 866-562-5227. This also includes workers assisting the relief activities who are affiliated with a recognized government or philanthropic organization.

Individuals and businesses in a federally declared disaster area who suffered uninsured or unreimbursed disaster-related losses can choose to claim them on either the return for the year the loss occurred (in this instance, the 2023 return normally filed next year), or the return for the prior year (2022, normally filed this tax season). Be sure to write the FEMA declaration number – 3591-EM − on any return claiming a loss. See Publication 547 for details.

The tax relief is part of a coordinated federal response to the damage caused by these storms and is based on local damage assessments by FEMA. For information on disaster recovery, visit disasterassistance.gov.

California Extension Matches IRS

In addition, California is extending the tax filing deadline for Californians impacted by December and January winter storms to October 16, 2023 – aligning with the IRS

In addition to tax relief measures that Governor Gavin Newsom announced in January, California is also extending the state tax filing and payment due dates to October 16, 2023 for Californians impacted by the winter storms in December and January. This aligns California with the Biden Administration, which announced that the IRS extended various due dates until October 16, as well.

“As communities across the state continue recovering from the damage caused by the winter storms, California is working swiftly to help recovering Californians get back on their feet,” said Governor Newsom. “The state is aligning with the Biden Administration and extending the tax filing deadline in addition to the tax relief announced earlier this year.”

Last month, Governor Newsom announced tax relief for those impacted by winter storms, giving people the ability to claim a deduction for disaster loss and extending certain filing deadlines.

The following counties are eligible for this extended tax relief, per the IRS announcements here and here:

Residents and businesses in Alameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Fresno, Glenn, Humboldt, Inyo, Kings, Lake, Los Angeles, Madera, Marin, Mariposa, Mendocino, Merced, Mono, Monterey, Napa, Nevada, Orange, Placer, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tulare, Tuolumne, Ventura, Yolo, and Yuba counties who have been affected by severe winter storms, flooding, landslides, and mudslides are eligible for tax relief.

TAX EXTENSION

To help alleviate some of the hardship many have endured during this trying period, the FTB has extended the filing and payment deadlines for individuals and businesses in California until October 16, 2023.

This relief applies to deadlines falling on or after January 8, 2023, and before October 16, 2023, including the 2022 individual income tax returns due on April 18 and the quarterly estimated tax payments, typically due on January 17, 2023 and April 18, 2023. Those payments were previously extended to May 15, 2023 for those impacted by winter storms.

The IRS announced tax relief for Californians affected by these winter storms. Taxpayers affected by these storms qualify for an extension to October 16, 2023 to file individual and business tax returns and make certain tax payments. This includes:

  • Individuals whose tax returns and payments are due on April 18, 2023.
  • Quarterly estimated tax payments due January 17, 2023, April 18, 2023, June 15, 2023, and September 15, 2023.
  • Business entities whose tax returns are normally due on March 15 and April 18.
  • PTE Elective Tax payments due on June 15, 2023.

CLAIMING DISASTER LOSSES

Taxpayers affected by a presidentially declared disaster may claim a deduction for a disaster loss. Taxpayers may claim a disaster loss when filing either an original or amended tax year 2022 tax return.

When filing their return, taxpayers should write the name of the disaster in blue or black ink at the top of their tax return to alert FTB. If filing electronically, taxpayers should follow the software instructions to enter disaster information. If a taxpayer receives a late filing or payment penalty notice related to the postponement period, they should call the number on the notice to have the penalty abated.

Additional information and instructions are available in FTB Publication 1034, 2022 Disaster Loss: How to Claim a State Tax Deduction.

Disaster victims can receive free copies of their state returns to replace those lost or damaged. To do so, they should use form FTB 3516 and write the name of the disaster in blue or black ink at the top of the request.

For a complete list of all disasters declared in California, see the chart on FTB’s disaster loss webpage.

 

 

Filed Under: Business, News, State of California, Taxes

Covid Relief Grants available to Contra Costa small businesses and non-profits

February 28, 2023 By Publisher Leave a Comment

Deadline to apply is March 12th

Do you live in one of the following Counties of Contra Costa, Alameda or El Dorado and own a Small Business or Nonprofit? You may qualify for a $2,500 Covid Relief Grant. Chabot-Las Positas Community College District is partnering with the California Governor’s Office of Business and Economic Development (GO-Biz) to disburse Covid-19 Relief Grants.

Grant Eligibility Rules:

Qualified microbusiness must meet and self-certify, under penalty of perjury, all of the following criteria:
1. Began its operation prior to December 31, 2019
2. Self-employed workers, independent contractors, sole proprietors, and corporations with no more than 5 employees or full time equivalent in 2019
3. Less than $50,000.00 gross revenue in 2019
4. Has fewer than 5 full-time equivalent employees now
5. Is currently operating or has a clear plan to reopen
6. Was significantly impacted by COVID-19 pandemic
7. Microbusiness was the primary source of revenue for the business owner

Note: Businesses who already received funding through this microbusiness program are not eligible for this round 2 funding.

Deadline to apply is March 12th! Check out microbusinessgrant.org or call 925-416-5143 to learn more and apply!

 

Filed Under: Business, News

BAC Community Bank announces expansion to executive team

February 4, 2023 By Publisher Leave a Comment

Peter Brown and Janet Jenkins. Photos: BAC Community Bank

Peter Brown joins as Chief Credit Officer, Janet Jenkins promoted to Chief Innovation Officer

By Josef Britschgi, Marketing & Communication Administrator, BAC Community Bank

BAC Community Bank has announced the addition of Peter Brown, as the company’s new Chief Credit Officer, and the promotion of company veteran Janet Jenkins to Chief Innovation Officer.

A proven professional with more than 20 years of commercial lending experience, Brown brings a deep understanding of relationship banking, credit administration, and portfolio management to his new role at BAC Community Bank. Following his work in middle-market commercial leasing at AT&T Capital Leasing, Brown progressively advanced his knowledge and career serving in various lending roles at community banks. Brown served as a commercial loan officer for Oak Valley Community Bank, where he advanced to the role of credit administrator.  He is a 2016 graduate of the Pacific Coast Banking School.

Jenkins previously served as the Chief Credit Officer at BAC Community Bank and maintains the status of the longest tenured employee of the bank approaching her 40-year work anniversary later this year. During that time the bank has weathered many challenging economic conditions while remaining independent and highly rated for its loan quality and overall banking services.  Despite past and present market volatility, the bank continues to explore and adopt emerging technologies to improve efficiencies and customer experience. Jenkins has served on various innovation committees throughout the bank and has directly overseen the implementation of many such projects within the bank’s lending department. Some of these projects include the digitization of documents, adoption of electronic signatures, implementation of workflow systems, online mortgage loan applications, and various system automation initiatives. These experiences have prepared Jenkins well for her new role at the bank. She is a graduate of the University of the Pacific and Pacific Coast Banking School.

This announcement demonstrates the bank’s continued focus on loan growth and further adoption of cutting-edge technologies to best meet the needs of the customers and communities it serves. Identifying products and solutions before customers may realize the need is a unique challenge that the bank has mastered over the years. For example, before the introduction of the internet, BAC Community Bank deployed online banking software ahead of much larger banks. Pioneering such innovative solutions is the result of constant evaluation of opportunities for improvement led by the executive team who solicits recommendations from staff and customers alike.

“We are excited for both Peter and Janet,” said Dana Bockstahler, CEO of BAC Community Bank. “These enhancements to our executive team should serve our customers and communities well, reinforcing our commitment to strengthen the financial health of the communities we serve by connecting people to extraordinary financial services.”

About BAC Community Bank

BAC Community Bank is California’s 10th oldest state-chartered bank. Established in 1965, BAC operates branch offices throughout San Joaquin, Stanislaus, and Contra Costa counties including in Antioch, Brentwood, Concord and Discovery Bay, and is identified as “one of the strongest financial institutions in the nation” by BauerFinancial, Inc.

The bank is centrally headquartered in Stockton, California, and is continuously recognized for banking excellence through local awards and banking industry accolades.

BAC Community Bank is an Equal Housing Lender and Equal Opportunity Employer. Member FDIC. More information is available online at www.bankbac.com.

Filed Under: Business, Central County, East County, News

Josh Hill joins BAC Community Bank as Sr. VP

December 29, 2022 By Publisher Leave a Comment

Josh Hill

By Josef Britschgi, Marketing & Communication Administrator, BAC Community Bank

December 29, 2022 – Stockton, Calif – Josh Hill has joined locally-owned BAC Community Bank as Senior Vice President and Retail Banking Officer. Hill is a results-driven financial services professional with more than 28 years of extensive leadership experience.  He has most recently led and grown retail banking teams within the BAC Community Bank footprint and Northern California.

“We are excited to be working with Josh,” said Jackie Verkuyl, Chief Administrative Officer, “the skills and insight he brings complement BAC’s future-focused strategic path.”

Working with other seasoned members of management, Hill is responsible for the overall success of the relationship banker and deposit service specialist teams, as well as leading BAC’s branch operations and ensuring consistent delivery of high-quality customer banking experiences.  He also assists in developing and overseeing retail policies and strategies while working with team members to improve and implement new retail products and services.

Hill holds a Bachelor of Science in Business Administration – Financial Management and a Bachelor of Arts in Economics.

About BAC Community Bank

BAC Community Bank is California’s 10th oldest state-chartered bank. Established in 1965, BAC operates branch offices throughout San Joaquin, Stanislaus, and Contra Costa counties and is identified as “one of the strongest financial institutions in the nation” by BauerFinancial, Inc.

The bank is centrally headquartered in Stockton, California, and is continuously recognized for banking excellence through local awards and banking industry accolades.

BAC Community Bank is an Equal Housing Lender and Equal Opportunity Employer. Member FDIC. More information is available online at www.bankbac.com.

 

Filed Under: Business, Concord, East County, News, People

BAC Community Bank promotes Andy Narayan to Relationship Banker

November 28, 2022 By Publisher Leave a Comment

Andy Narayan, BAC Community Bank Relationship Banker. Photo: BAC Community Bank

By Josef Britschgi, Marketing & Communication Administrator, BAC Community Bank

BAC Community Bank has announced the promotion of Andy Narayan to the position of Relationship Banker.  In this new capacity, he will be responsible for managing a dedicated portfolio of designated customer relationships.

Narayan currently serves as Customer Service Manager at a different BAC Community Bank branch and will continue in that role as well.

Andy Narayan joined BAC Community Bank in 2020 and has managed both the Bank’s Country Club branch office in Brentwood and the Oakley branch. He also has more than 15 years of banking experience.

Over the past several years, Narayan has identified and responded to changing needs of customers, staff, and the local community. Such initiative has resulted in his being entrusted with a role of increasing responsibility and authority.

“BAC is very pleased to be giving Andy the opportunity to use his years of experience with our organization to better serve our customers,” said Eddie Lira, Executive Vice President and Chief Commercial Banking Officer.  “We fully expect he will continue to provide our customers with the high-quality service they deserve while enabling us to achieve our goals for growth as a company.”

Chief Executive Officer Dana Bockstahler noted, “BAC Community Bank has a long-standing policy of promoting from within whenever possible. This way, our staff and customers both benefit from the knowledge and skills acquired over time while ensuring the continued delivery of high-quality service our reputation demands. We believe Andy will flourish in his new role.”

About BAC Community Bank

BAC Community Bank is California’s 10th oldest state-chartered bank. Established in 1965, BAC operates branch offices throughout San Joaquin, Stanislaus, and eastern Contra Costa counties and is identified as “one of the strongest financial institutions in the nation” by BauerFinancial, Inc.

The bank is centrally headquartered in Stockton, California, and is continuously recognized for banking excellence through local awards and banking industry accolades.

BAC Community Bank is an Equal Housing Lender and Equal Opportunity Employer. Member FDIC. More information is available online at www.bankbac.com.

 

Filed Under: Business, East County, News, People

Shop Small® in Contra Costa on Small Business Saturday, Nov. 26

November 25, 2022 By Publisher Leave a Comment

In the midst of the recession in 2010 American Express created Small Business Saturday® on the Saturday after Thanksgiving to encourage people to Shop Small and bring more holiday shopping to small businesses.

In 2011, the U.S. Senate unanimously passed a resolution in support of Small Business Saturday, and officials in all 50 states participate. It even gets a shout-out from the president of the United States.

You might not realize it, but every time you pick up a cup of coffee from your favorite neighborhood cafe or buy a gift from a local family-owned store, you’re shopping small and making a difference.

Small Business Saturday continues to be an annual holiday shopping tradition – just one part of the larger Shop Small Movement that supports small businesses every day and everywhere.

So, this Saturday, Nov. 26 Shop Small®, shop local, shop Contra Costa.

To learn more about Small Business Saturday click here.

 

Filed Under: Business

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